.udb-pcard{display:block;text-decoration:none;color:inherit;border-radius:16px;overflow:visible;background:#fff;text-align:center;box-shadow:0 2px 10px rgba(13,76,140,0.06);transition:transform .25s ease, box-shadow .25s ease;}
.udb-pcard:hover{transform:translateY(-6px);box-shadow:0 16px 30px rgba(13,76,140,0.16);}
.udb-pcard-photo{border-radius:16px 16px 0 0;overflow:hidden;height:170px;position:relative;background-size:cover;background-position:center;}
.udb-pcard-photo img{width:100%;height:100%;object-fit:cover;display:block;}
.udb-pcard-badge{width:62px;height:62px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;margin:-31px auto 0;position:relative;z-index:2;box-shadow:0 6px 16px rgba(0,0,0,0.18);border:3px solid #fff;}
.udb-pcard-badge i{font-size:22px;}
.udb-pcard-body{padding:20px 16px 24px;}
.udb-pcard-title{font-size:16px;font-weight:700;margin:6px 0 4px;color:#1A1A1A;letter-spacing:0.2px;}
.udb-pcard-desc{font-size:12.5px;color:#5A6672;margin:0 0 10px;}
.udb-pcard-link{font-size:12.5px;font-weight:700;text-decoration:none;}
.udb-pcard-link:after{content:" \2192";}

.udb-stat{text-align:center;color:#fff;}
.udb-stat .udb-stat-icon{font-size:30px;margin-bottom:10px;}
.udb-stat .udb-stat-icon svg{width:30px;height:30px;fill:#fff;}
.udb-stat p{font-size:14px;font-weight:700;margin:0;}

.udb-cta{border-radius:22px;text-align:center;padding:52px 28px;}
.udb-cta h2{color:#fff;font-size:25px;font-weight:800;margin:0 0 8px;}
.udb-cta p{color:#D6E8FA;font-size:14px;margin:0 0 22px;}
.udb-cta a.udb-cta-btn{display:inline-block;background:#fff;font-weight:700;padding:13px 28px;border-radius:10px;text-decoration:none;}

.udb-step{text-align:center;}
.udb-step-num{width:42px;height:42px;border-radius:50%;color:#fff;font-weight:800;font-size:17px;display:flex;align-items:center;justify-content:center;margin:0 auto 10px;}
.udb-step p{font-size:13px;color:#3a4550;margin:0;font-weight:600;}